Remote Deposit Capture (RDC), also known as Mobile Deposit, allows members to utilize their smartphone or tablet cameras to snap photos of checks for submission in a mobile-banking session. This saves the member from having to drive to a branch or put checks in the mail.
Remote Deposit helps members:
- Improve cash flow with real-time access to their deposits
- Make check deposits any time day or night, even on weekends
- Save time and money by reducing trips to the credit union and eliminating the need to buy stamps and envelopes
- Speeds reconciliation time with online deposit history and email notifications
Prior to transmitting check images, Mobile Deposit formats the images automatically corrects any image distortion, or skewing and confirms that the images meet Check 21 and mobile image quality standards. Most importantly, Remote Deposit Capture consists of multiple layers of security and fraud prevention tools that allow specific device, time and location to be identified so both the Credit Union and the member can have peace of mind that all transactions are safe and secure.
Signing forms and documents is changing from paper to paperless, ultimately requiring electronic signatures. Sharetec’s Remote eSignatures enhances your member’s experience and provides members with the convenience to e-sign loan documents anytime and anywhere. Once the loan origination process is complete, simply click remote e-sign and your member will get an email to complete the process.